摘 要:
随着供应链金融的快速发展,信息不对称和信任缺失成为制约其效率提升的主要瓶颈。区块链技术以其去中心化、不可篡改和透明共享的特点,为解决供应链金融中的信任问题提供了新的技术路径。本文基于区块链技术的核心特性,采用文献分析和案例研究相结合的方法,系统探讨了区块链在供应链金融中的信任锚定效应。研究发现,区块链能够通过构建多方参与的可信环境,增强交易双方的信息透明度与真实性,从而有效降低信用风险和操作风险,提升资金流转效率和融资便利性。此外,区块链技术促进了供应链信息的实时共享和自动化执行,有助于形成稳定可靠的合作关系网络。本文的研究成果不仅丰富了供应链金融信任机制的理论体系,也为企业和金融机构采用区块链技术优化供应链金融服务提供了实践指导,具有重要的理论意义和应用价值。未来研究可进一步探讨区块链与人工智能等新兴技术的融合对供应链金融信任机制的综合提升作用。
关键词:区块链技术;供应链金融;信任锚定效应;信息透明度
Abstract:
With the rapid development of supply chain finance, information asymmetry and a lack of trust have become the main bottlenecks limiting its efficiency. Blockchain technology, with its characteristics of decentralization, immutability, and transparent sharing, provides a new technological pathway to address trust issues in supply chain finance. Based on the core features of blockchain technology, this paper combines literature analysis and case studies to systematically explore the trust anchoring effect of blockchain in supply chain finance. The study finds that blockchain can enhance the transparency and authenticity of information between transaction parties by creating a trustworthy environment involving multiple participants, thereby effectively reducing credit risk and operational risk, and improving the efficiency of fund circulation and financing convenience. Additionally, blockchain technology facilitates real-time sharing of supply chain information and automated execution, contributing to the formation of a stable and reliable network of cooperative relationships. The findings of this study not only enrich the theoretical system of trust mechanisms in supply chain finance but also provide practical guidance for enterprises and financial institutions to adopt blockchain technology to optimize supply chain financial services, holding significant theoretical significance and application value. Future research may further explore the comprehensive enhancement of the trust mechanisms in supply chain finance through the integration of blockchain and emerging technologies such as artificial intelligence.
Keywords: Blockchain technology; Supply chain finance; Trust anchoring effect; Information transparency
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